Your Elevate Money Market account is a tiered program, so the more money you have in your account, the higher your earning potential.
Get the most out of your money by earning a bonus dividend rate when you meet these monthly requirements:
elevate your savings and earn up to 4.00% APY1
save more with higher rates and still have access to your money
Please select your state to see rates for your particular location. Check back as rates are updated often.
Elevate Money Market |
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Effective Date: June 01, 2023 | |||
Minimum Amount | Dividend Rate | APY1 | APY with Bonus Rate2 |
$0 | 0.000% | 0.00% | 0.00% |
$1,000 | 0.995% | 1.00% | 3.50% |
$100,000 | 1.243% | 1.25% | 3.75% |
$250,000 | 1.490% | 1.50% | 4.00% |
[1] Annual Percentage Yield (APY) accurate as of the last dividend declaration date. [2] Bonus rate of 2.50% APY when all of the following requirements are met: a) the owner of this account who will receive the tax statement (the “Tax Reported Owner”) is the Tax Reported Owner of an Ultra Checking account or a Rewards Checking account maintained with an average monthly balance of at least $1.00; b) a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Rewards Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; c) one direct deposit or electronic auto payment (ACH); d) active enrollment in e-statements. Rates may change after account is opened. Fees may reduce earnings on the account. |